Insurance claims can be rejected for several reasons, including delays in health claim reimbursement, policy exclusions, non-disclosure of pre-existing conditions (PED), and more. It's crucial to be aware of these factors to avoid claim rejections.

Yes, a claim may be delayed if pre-existing conditions are involved, particularly if the insurance company needs to review the policyholder's medical history or gather additional information from healthcare providers.

Yes, you can resubmit a short-settled claim for further payment.

You can use the 'Know Your Policy' feature on our mobile application "DR BIMA CLAIM REJECTED BAZAAR" to upload and review your complete policy document. This tool helps identify any errors or inconsistencies that could lead to claim rejections or delays in the future.

We assist in representing your case with the Insurance Company, Insurance Ombudsman (Bima Lokpal), or consumer court, depending on the specifics of your situation.

Once your case is accepted and registered, you can receive real-time updates through the DR BIMA CLAIM REJECTED BAZAAR App.

Yes, a one-time registration fee of INR 1000 (including GST) is applicable for all life, health, and general policies for you and your family members once your case is accepted.

Upon successfully resolving your insurance complaint, we charge one fifth on  successfully resolved  amount of claim as service fee, plus GST.

The duration of resolving an insurance-related issue depends entirely on the specifics of the case. We recommend being patient throughout the process.

You may need to attend an Insurance Ombudsman hearing when your case is scheduled for representation.

Pre-hospitalization expenses, typically incurred 30 days before admission, and post-hospitalization expenses, generally covered for 60-90 days after discharge, are included in most medical policies. We assist with your reimbursement process for a nominal fee of INR 1000, relieving you of the hassle of filling and submitting claim forms.

Yes, it’s crucial to disclose your smoking or alcohol consumption habits when purchasing insurance. Failing to do so is unethical and could lead to claim rejection.

Typically, there is a waiting period of 30 days from the start date of the insurance policy before you can file a claim.

If you're admitted to a non-network hospital, you will usually need to pay the bills upfront and then seek reimbursement from your insurance company afterward.