
Pan India

12000+ Doctors & Hospitals Recommend Us

Reasonable Pricing

10+ Years of Experience
ABOUT US
The One-Stop Solution for Rejected Insurance Claims in India
DR BIMA CLAIM REJECTED BAZAAR is a technology-driven, service-oriented insurance claim management and grievance redressal platform dedicated to assisting policyholders in resolving rejected, delayed, underpaid, and disputed insurance claims across Life, Health, and General Insurance.
Backed by over 20 years of combined industry experience, our founding team has successfully assisted in resolving more than 2,500 insurance complaints and claims within the first five years of our operations
Recognized under the Start-up India initiative and supported by leading industry stakeholders, we are backed by Asia’s largest venture capital firm, reflecting our commitment to delivering transparent, technology-enabled, and customer-centric claim resolution services.
We work closely with insurance brokers, financial advisors, corporates, hospitals and other ecosystem partners to simplify the insurance claims process. Our sole focus is insurance claim management and grievance redressal—we do not sell insurance products.
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Get insider tips for successful Health Claim Reimbursement
Download the Bima Bewakoof App today! Access expert tips for successful health claim reimbursement, understand your policy thoroughly, and verify if there are any errors in your policies.
PROCESS
Our Hassle-Free Process
We take pride in our process, and we want to share it with you. Discover the steps we take to ensure that our service meets the highest quality standards.
Reach out to us
Please complete the form with your name, email, and contact number. Alternatively, you can reach our claim experts directly by calling 081691 30366.
Share case documents
We value your input and request that you share copies of any relevant case documents with us.
Case Acceptance
We will move forward with your insurance complaint after conducting a thorough review of your case details and supporting documentation.
Non refundable one-time Registration fees
We charge non-refundable one-time Registration fees of ₹5000, payable only after your case has been accepted.
Our team will conduct a preliminary review of the available documents.
Claim Rejection Analysis – Review the rejection letter, policy terms, and claim documents to identify the actual reason for rejection.
Policy & Coverage Review – Examine policy clauses, exclusions, waiting periods, pre-existing disease conditions, and other relevant terms.
Document Review – Check medical records, hospital papers, bills, prescriptions, and supporting documents for gaps or inconsistencies.
Rejection Response Assistance – Prepare a structured response addressing the insurer’s stated reasons for rejecting the claim.
Claim Reconsideration Support – Assist with submitting a request to the insurer for review and reconsideration of the rejected claim.
Grievance Escalation – Guide the policyholder through the insurer’s internal grievance-redressal process and escalation to the appropriate authority when required.
Bima Bharosa Assistance – Provide guidance on registering and tracking a grievance through IRDAI’s Bima Bharosa platform when appropriate.
Insurance Ombudsman Guidance – Where applicable, guide the claimant on approaching the Insurance Ombudsman for claim-related disputes, including repudiation or delay in claim settlement.
Follow-Up & Documentation – Help maintain records of communications, acknowledgements, responses, and escalation steps throughout the process.
Settlement-Focused Guidance – Provide case-specific guidance aimed at presenting the claim correctly and pursuing reconsideration or appropriate grievance redressal, subject to the policy terms and applicable regulations.
You will be informed about the further process, required documents, and potential options.
Grievance / Follow-up Support
Insurance Ombudsman Assistance
Assistance with the complaint process before the Insurance Ombudsman.
Consumer Commission Support
Guidance regarding the procedure related to the Consumer Commission, if required.
Case Resolved
Following the successful resolution of your insurance complaint, a success fee of 20% plus GST will be applied.
Trusted by these amazing peoples
Testimonials
4.9
"मुझे Claim Rejection के बाद आगे क्या करना है, इसकी सही जानकारी मिली।"

R. Sharma
"Document list और complaint drafting में बहुत मदद मिली।"

S. Verma
"WhatsApp support और timely guidance उपयोगी रहा।"

A. Patel
"Hi iam hemlata wife of sohanlal had gone through lot of struggle after my husbands sudden demise .my husband had taken a insurance but the insurance company denied to pay the amount which was 25 lacs thanks to bima bewakoof who assured us that the insured amount would be recovered when all others had backed off and today as said it has happend we got the recovery amount of 25lacs I am very thankful to bima bewakoof for helping us at the time we had almost given up guys if anyone has any problem related insurance do contact bima bewakoof."

Sohan Choudhary
"I had mistakenly entered the wrong nominee details in my health insurance policy. Thanks to Bima Bewakoof’s 'Know Your Policy' feature, I caught and corrected the error just in time. Their team was prompt and supportive!"

Rakesh Mehta
"My mediclaim was stuck in processing for over 4 months. I had almost given up hope, but DR Bima Claim Rejected Bazaar got involved and the insurance company released ₹1.2 lakhs within 3 weeks. I’m extremely grateful!"

Suhani Verma
"An agent mis-sold me a ULIP plan disguised as a term policy. I reached out to Bima Bewakoof, and they helped me file a formal complaint. Not only did I get my ₹75,000 back, but I also learned how to read policies better."

Manoj Pillai
"My maternity-related claim was unfairly denied citing a waiting period clause. DR Bima stepped in, reviewed my documents, and helped me get ₹48,000 approved. True lifesavers!"

Priya Narang
"After my father passed away, the insurance company kept delaying the term claim. We were emotionally and financially drained. Bima Bewakoof fought for us and recovered ₹50 lakhs. We owe them our peace of mind."

Rohit Sharma
My brother met with an accident, and the accidental claim was being denied over some unclear clause. DR Bima interpreted the policy and sent a strong representation. The claim was finally approved — ₹1.5 lakhs!"

Deepak Joshi
"Filing reimbursement claims used to stress me out. Their reimbursement tool made the whole process easy. I submitted everything in one go and got ₹32,000 credited in just 9 working days."

Sneha Rajan
Are you facing similar issues while claiming your rejected insurance?
Let's connect! Reach out to us today and get your claim amount.
Frequently Answered Questions
No. We are not an insurance company. We provide services related to insurance documentation, grievance redressal, and process assistance.
No. The final decision regarding the claim rests with the concerned insurance company and is based on the applicable policy terms.
- Insurance Policy Copy – Complete and latest policy documents
- Claim Rejection Letter – Insurer’s rejection/repudiation letter stating the reason for rejection
- OPD & Doctor Records – Consultation notes, prescriptions, medical reports, and treatment records
- Claim Form – Duly completed and submitted claim form
- Hospital Records – Admission papers, treatment records, investigation reports, and other relevant medical documents
- Hospital Discharge Summary – Complete discharge summary issued by the hospital
- Bills & Payment Receipts – Hospital bills, pharmacy bills, diagnostic bills, and proof of payment
- Follow-Up Records – Details and copies of correspondence or follow-ups made with the insurer/TPA
- ID & KYC Proof – Valid identity and address proof of the policyholder/claimant
- Insurer/TPA Communication Copies – Emails, letters, notices, messages, and other communications related to the claim
Additional documents may be required depending on the reason for rejection and the type of insurance claim.
Yes, our assistance is available Pan-India.